Medisave/Insurance

Financial Counselling

Wondering how you could obtain the best level of surgical treatments for your loved ones or yourself? We would like to share with you the following information to help you assess and maximise your financial resources.

At The Obstetrics & Gynaecology Centre, the following modes of payment are available:
• Cash
• Nets
• Credit Cards – Visa, Mastercard and American Express

Payment is required upon completion of each visit.

Resources that you can explore

Medisave

Type of day surgery procedures Withdrawal limit
Dilation, Curettage & Therapeutic Hysteroscopy of the Uterus Hospital charges per day: S$300
Operation charges per day: S$1550 i.e. a maximum of S$1850
Simple / TOP Evacuation of Gravid Uterus Hospital charges per day: S$300
Operation charges per day: S$600 i.e. a maximum of S$900
Excision of Hymen Tag Hospital charges per day: S$300
Operation charges per day: S$350 i.e. a maximum of S$650
Excision of Papilloma Hospital charges per day: S$300
Operation charges per day: S$350 i.e. a maximum of S$650
Excision of Vaginal Cyst / Vaginal Polypectomy Hospital charges per day: S$300 Operation charges per day: S$350 i.e. a maximum of S$650
Excision of Vaginal Septum Hospital charges per day: S$300
Operation charges per day: S$600 i.e. a maximum of S$900
Removal of Foreign Body from Vagina under Anesthesia Hospital charges per day: S$300
Operation charges per day: S$250 i.e. a maximum of S$550
Removal of Incarcerated Pessary from Vagina Hospital charges per day: S$300
Operation charges per day: S$750 i.e. a maximum of S$1050
Examination under Anesthesia and Debridement / Suture of Complex Lacerations in Vagina Hospital charges per day: S$300
Operation charges per day: S$450 i.e. a maximum of S$750
Debridement / Suture of Simple Lacerations in Vagina Hospital charges per day: S$300
Operation charges per day: S$350 i.e. a maximum of S$650
Incision & Drainage of Abscess on Vulva Hospital charges per day: S$300
Operation charges per day: S$350 i.e. a maximum of S$650
Excision of Bartholin Cyst without Laser on Vulva Hospital charges per day: S$300
Operation charges per day: S$600 i.e. a maximum of S$900
Complicated Evacuation of Haematoma on Vulva Hospital charges per day: S$300
Operation charges per day: S$600 i.e. a maximum of S$900
Complicated Debridement / Suture of Laceration on Vulva Hospital charges per day: S$300 Operation charges per day: S$250 i.e. a maximum of S$550
Simple Polyp Excision from Cervix Hospital charges per day: S$300
Operation charges per day: S$600 i.e. a maximum of S$900
Complicated Polyp Excision with Drainage & Curettage from Cervix Hospital charges per day: S$300
Operation charges per day: S$950 i.e. a maximum of S$1250
Dilation of Cervical Stenosis Hospital charges per day: S$300 Operation charges per day: S$350 i.e. a maximum of S$650
Simple Repair of Cervical Tear without Anaesthesia Hospital charges per day: S$300
Operation charges per day: S$750 i.e. a maximum of S$1050
Cone Biopsy of Various Lesions on Cervix without Laser Hospital charges per day: S$300
Operation charges per day: S$1550 i.e. a maximum of S$1850
Cone LEEP of Various Cervical Lesions Hospital charges per day: S$300
Operation charges per day: S$1250 i.e. a maximum of S$1550
Curettage with Colposcopy / Biopsy / Diathermy / Cryosurgery /Laser Therapy of Various Cervical Lesions Hospital charges per day: S$300
Operation charges per day: S$950 i.e. a maximum of S$1250
Punch Biopsy of Various Cervical Lesions Hospital charges per day: S$300
Operation charges per day: S$250 i.e. a maximum of S$550
Diagnostic Hysteroscopy of Uterus with General Anaesthesia Hospital charges per day: S$300
Operation charges per day: S$450 i.e. a maximum of S$750
Therapeutic Hysteroscopy of Uterus Hospital charges per day: S$300
Operation charges per day: S$950 i.e. a maximum of S$1250
IUCD Removal under General Anaesthesia Hospital charges per day: S$300
Operation charges per day: S$600 i.e. a maximum of S$900
TCRE Hospital charges per day: S$300
Operation charges per day: S$950 i.e. a maximum of S$1250
Complicated Evacuation of Gravid Uterus Hospital charges per day: S$300 Operation charges per day: S$750 i.e. a maximum of S$1050
Dilation & Curettage of Uterus Hospital charges per day: S$300
Operation charges per day: S$600 i.e. a maximum of S$900
Excision of Subcutaneous Mass Hospital charges per day: S$300
Operation charges per day: S$350 i.e. a maximum of S$650
Refashioning of Episiotomy Scar Hospital charges per day: S$300
Operation charges per day: S$250 i.e. a maximum of S$550
Fenton’s Operation of Tight Introitus on Vulva Hospital charges per day: S$300
Operation charges per day: S$350 i.e. a maximum of S$650
Dilation, Curettage & Diagnostic Hysteroscopy of the Uterus Hospital charges per day: S$300
Operation charges per day: S$1050 i.e. a maximum of S$1350

Medisave Scheme is a national healthcare savings scheme designed to help members pay hospitalisation expenses, day surgery and selected outpatient treatments. You can use Medisave to pay for your own or immediate family members’ hospitalisation expenses. Immediate family members are spouse, children, parents and grandparents. Grandparents must be Singapore citizens or permanent residents.

Medishield & private integrated medishield
MediShield is a catastrophic medical insurance scheme that enables you or your dependants to settle part of the expenses arising from prolonged hospitalisation and certain outpatient treatments for serious illnesses. It complements Medisave savings, which may be greatly strained in the event of prolonged illnesses which require longer-term medical treatment. This scheme is administered by the CPF Board. MediShield is an individual catastrophic medical insurance administered by Central Provident Fund (CPF) Board and designed to help Singaporeans pay part of the large hospitalisation bills for treatment. The monthly or annual premiums are paid from one’s Medisave account. If you had purchased a Medisave-approved Integrated Shield Plan (IP) from an approved private insurer under the Private Medical Insurance Scheme (PMIS), there will be a higher coverage for your surgery expenses. This is because the IP is made up of MediShield and an enhancement plan offered by the private insurers under the PMIS.

Type of plan Provider
MediShield CPF Board

 

Type of Medisave-approved Integrated Shield Plan Approved Private Insurer
MediShield Aviva
AIA HealthShield Gold AIA
SupremeHealth Great Eastern
IncomeShield/ Enhanced IncomeShield NTUC Income
PruShield Prudential

 

You can obtain information about your Medisave balance or Medishield coverage from CPF Board either online (http://mycpf.cpf.gov.sg/) or via their hotline at1800-227-1188.

How to utilise your Medisave and/or Medishield?
Payment is required upon completion of each visit at The Obstetrics & Gynaecology Centre. If you were to utilise your Medisave and/or Medishield, the approved amount claimable will be in the form of re-imbursements by cheque(s).

• The Obstetrics & Gynaecology Centre will assist you with the process of utilising your Medisave and/or Medishield. In order to do so, you will need to provide us with the following:
• Photocopies of both sides of the patient’s and Medisave Account Holder’s NRIC
• Accurate information on your Medishield plan i.e. type of plan and name of insurer

Completed Medisave Authorisation Form for Day Surgery with signatures by both the patient and Medisave Account Holder(s)

The Obstetrics & Gynaecology Centre will submit the information together with the invoices to the relevant parties. No further action will be required on your part. Once the claim is approved, we will issue a cheque to you within 3 weeks.

Please note:
The bill will be paid by MediShield first (if applicable and approved) before Medisave is withdrawn to settle the balance. The combined Medisave and MediShield claims cannot exceed the total bill. If you do not have enough Medisave savings, you can use the Medisave savings of your immediate family members. However, the maximum amount of Medisave that can be withdrawn will be subjected to the Medisave claim limit for each bill.

Employment health benefits
If you are currently employed, your Human Resource Department would be able to provide you information on your medical benefits and/or medical insurance coverage under your company’s group health insurance plan.

Private health insurance plans
If you have purchased insurance policies, you may want to contact your insurance agent to verify your eligibility to make a claim.

International expatriate insurance plans
If you are an expatriate and have an insurance plan that covers you globally, please contact your insurer to obtain information on your medical coverage. With a Letter of Guarantee, direct billing arrangement can be made with the insurer.

 

Incorporated in 2005, Singapore Medical Group (SMG) is a private specialist and primary healthcare provider with a network of more than 20 medical specialties. The Group is committed to its promise of providing patient centred medical care and experience to every individual. SMG has more than 27 clinics and a growing network of SMG Associates clinics all across the island.